The other day my friend Suzie and I were talking about getting a travel insurance for her. She had a health insurance so she considered it frugal to get a travel insurance. And to my surprise, she had a lot of misconceptions about it!
Not only her, a lot of people misunderstand the importance of a travel insurance. So I am here to clear all those misconceptions and tell you why you should get one whenever you’re travelling.
For a minimal fare, travel insurance is the most important thing you’ll ever need. Just like you have car insurance, life insurance, health insurance, a travel insurance, too, is just as necessary. You need to protect yourself against the unforeseen!
So what is a travel insurance, you might ask?
It’s emergency care when things unexpectedly go wrong. It depends on the policy you buy.
You can use Travel Insurance in the following situations:
- it can be there for when your luggage is lost by the airline,
- when you fall hiking,
- pop an eardrum scuba diving,
- get a parasite overseas, or need to cancel or cut your trip short because your dad died.
It’s designed to be there for accidents (both health and non-health related) and unexpected events you never thought could happen to you.